Depository Services

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Capital One® offers a complete range of financial deposit products for commercial businesses including checking accounts, savings accounts, and CDs.

Commercial Checking Accounts:  

  • Commercial Checking and Business Checking—For larger businesses, these accounts feature unlimited check writing privileges and a pay-as-you-go format that only charges you for the services you use.1

  • Commercial Interest-On-Checking and Business Interest-On-Checking—Designed for non-profits and sole proprietorships. Same features as Commercial and Business Checking plus interest compounded daily and credited monthly.1

  • Interest on Lawyers Trust Account (IOLTA)—Designed for attorneys and law firms looking for a low-cost, hassle-free holding account for client funds.

Rules governing deposit accounts 



Commercial Savings Accounts:

  • Business Money Market—Earn a competitive interest rate without giving up liquidity—you'll have access to your funds whenever you need them.

Rules governing deposit accounts 


Commercial CDs:

  • Commercial Flex Rate CD2—A term CD tied to the six month U.S. Treasury Auction Discount Rate + 0.25% that offers you the flexibility to bump up the interest rate twice during each term. FDIC insured.3

  • Commercial Term CD—We offer fixed rate of interest term CDs from one month to five years. FDIC insured.3

Rules governing deposit accounts 

Contact Commercial Banking at 1-888-755-2172 or commercial@capitalonebank.com


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1Product name may vary by state
2Product not available in all regions 
3Subject to FDIC limitations